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$10,000 Accidental Death benefit is paid when a member dies from an injury (24 hour coverage for all members).

$10,000 Line of Duty benefit is paid in addition to the Accidental Death benefit when a member is killed while performing the duties of law enforcement.

$10,000 Heart and Circulatory Malfunction benefit pays in addition to other applicable benefits when a member under the age of 65 dies due to a heart or circulatory malfunction within 48 hours after participation in an emergency activity.  The member must not have been diagnosed or received any treatment for any heart or circulatory system disease or illness within two years prior to the covered activity.

$10,000 Seat Belt benefit pays in addition to other applicable benefits if a member dies as a result of an automobile accident while properly utilizing a seat belt, as evidenced by a police report

$10,000 Occupant Protection Device benefit pays in addition to other applicable benefits if a member dies of injuries as a result of an automobile accident while protected by a properly deployed airbag.  This benefit is only paid if the Seat Belt benefit is payable.

$10,000 Common Carrier benefit is paid in addition to the Accidental Death Benefit when a member dies from injuries while riding on qualifying land, air or water transportation.

Additional Benefits are paid when a member is involved in an accident that directly results in one of the following issues:

Loss of Speech	$5,000		Loss of Sight, Both Eyes	$10,000
Loss of Hearing (both ears)	$5,000		Loss of Sight, One Eye	$5,000
Reattachment of Hand or Foot	$5,000		Quadriplegia	$10,000
Loss of Hands or Feet	$10,000		Paraplegia	$7,500
Loss of Hand or Feet	$5,000		Hemiplegia	$5,000
Loss of Thumb and Index Finger of Same Hand	$2,500		Uniplegia	$2,500

• The above benefits double if in the Line of Duty